Posts by Mike Horrocks

Mike Horrocks

With more than 25 years of experience in the financial services industry, Mike Horrocks possesses a unique and extensive blend of financial expertise, technology skills, process redesign abilities and solution management experience. Horrocks’ background enables him to create go-to-market strategies for new solutions, help clients convert strategies into revenue generating initiatives and forecast market direction.

As the Vice-President of Product Management at Baker Hill, Horrocks’ responsibilities include the identification and development of new market opportunities in the business of lending, risk management, and analytics for financial institutions. Mike holds a MBA both in International Finance and Venture Technology Management from Indiana University and a B.S in International Finance from Brigham Young University.

Before joining Baker Hill, he held executive positions within several other organizations, including Experian, Profit Technologies, SAIC, Broadway and Seymour (FIS), Zions First National Bank and Zions Data Corporation.

Horrocks is a member of many associations including the Risk Management Association and Bankers Without Borders. In his free time, he enjoys traveling internationally with his wife and five children.

Key Architectural Foundations for Today’s Modern Lending Technology
Posted on June 1, 2022 by Mike Horrocks
This weekend my youngest was mesmerized by a communication artifact of the past – my old flip phone. Somehow this flip phone had dodged the many trips to be upgraded, donated, or even just recycled in a tech disposal event....

Four Key Areas of Innovation That You Cannot Do Without
Posted on September 17, 2021 by Mike Horrocks
...and Other Lessons From Finovate Fall 2021 This week was a big event for New York City. New Yorkers saw the return Broadway theater and Bankers saw the return of one of the biggest events and banking that was...

Thank You for the Banking Disruption, COVID-19. Now Please Go Away.
Posted on December 4, 2020 by Mike Horrocks
This has been a year like no other for all of us. Many have dealt with extreme sadness due to loss from the pandemic. Everyone has had changes that required adapting or even cancelling, such as graduations, marriages, etc. For...

Are You Digitally Ready For What’s Next in Banking?
Posted on August 7, 2020 by Mike Horrocks
My youngest son just started Boys Scouts and he was asked to help his family prepare “ready bags” for first aid and other emergencies. For those not familiar with “ready bags” , the concept is that you put a few...

Stopping the Spread of Contagion In Banking During COVID-19 Pandemic
Posted on May 20, 2020 by Mike Horrocks
In early September 1900, a hurricane was devasting the islands of the Caribbean. Thankfully, the meteorologists in Cuba, who were recognized as the hurricane experts, had indicated that the storm would head up the coast to the Galveston Texas area...

The Keys to Portfolio Risk Management During a Pandemic
Posted on March 25, 2020 by Mike Horrocks
Business as usual, right? Wrong, unfortunately. Things have never been more different. However, you have a full portfolio of loans on the books and there is obviously a great deal of risk associated with those loans. So, the question...
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