Posts by Jeff Dwornicki

As the Manager of Implementations for our profitability model and over 15 years’ experience, Jeff Dwornicki leads the discussion for funds transfer pricing and expense allocations to reflect the institution’s own reality. He understands that every institution has different outlooks and environments, so flexibility in taking different methods to fit each client is one of his strong suits.

Jeff manages all Implementations of new financial institutions for the profitability model for Baker Hill. His background with general ledgers and understanding allocations within the model allow him to guide new clients to build the best model for their needs.

A Data Driven Approach to Profitable Growth

Posted on June 19, 2020 by Jeff Dwornicki

At Baker Hill, we spend a great deal of time helping our clients bring finance, marketing and sales together to create profitable growth. Our focus is not on building a balance sheet at the expense of income, but instead building...

Don’t Let the Pandemic Be a Death Sentence on Branch Profitability

Posted on April 17, 2020 by Jeff Dwornicki

There is an old story about the new CEO of a community bank with four branches. As he reviewed the profitability, he saw he had one branch doing very well, two barely profitable, and one doing poorly. He thought he...